Terms and Conditions
Update: 10 Dec 2023
These Terms of Service relate to the services provided to you by check-iq.org (“Check IQ”) as of December 10, 2023.
If you do not agree to these Terms of Service, you should not use the Services (as defined below) in any way. The Services are offered to you conditional on your acceptance of these Terms of Service.
Note: The section titled "Class Action Waiver" contains a binding arbitration clause and class action waiver. It affects your rights about how to resolve any dispute with check-iq.org.
By creating an Account on our Service, you agree to subscribe to newsletters, marketing or promotional materials, and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or by emailing at [email protected].
2. Purchase Process for Products and Services
When you opt to acquire any fixed-fee package or subscription-based add-on through our web application ("Service"), you will be required to furnish pertinent details for your Purchase. This includes, but is not limited to, credit card information, card expiration date, billing address, and, if applicable, shipping details.
You affirm that: (i) you are legally authorized to use any credit card(s) or other payment methods for your Purchase; and (ii) the information you provide us is accurate, complete, and current.
For payment processing, we currently engage:
We reserve the right to decline or cancel your order at any time for various reasons, including but not limited to, service availability, errors in service descriptions or prices, order inaccuracies, suspected fraud, or unauthorized transactions.
3. Payment Conditions
All payments for fixed-fee packages on our platform must be made in full at the time of purchase as specified on the web application. For subscription-based services, billing will occur periodically as per the selected subscription terms.
Valid payment methods, such as credit cards or PayPal, are necessary for all transactions. You are obliged to provide us with complete and accurate billing information, including your full name, address, state, zip code, telephone number, and payment method details. By submitting your payment information, you authorize us to process the payment as per the chosen package or subscription plan.
Your submission of a purchase order does not automatically imply our acceptance of your order. We reserve the right to refuse any order at our discretion. Additionally, we may request further information to fulfill your order. Once your order is completed correctly, and we have authorized your payment method, we will proceed with processing your order.
All prices for products and services, including taxes, are displayed in U.S. dollars. Be aware that your credit card provider may impose foreign exchange fees or other conversion fees. We are not responsible for such fees and cannot reimburse you for them. All products and services are subject to availability, and we reserve the right to limit orders, reject any part of an order, or discontinue products and services without notice, even if your order has already been placed. Check IQ may offer promotional rates and features at its sole discretion. Prices and taxes may vary and are subject to change without notice.
5. Payment Methods
We accept various Payment Methods including Visa, MasterCard, American Express, direct bank withdrawals, and PayPal. By submitting your order, you confirm that you are authorized to use the selected Payment Method and authorize us to charge your order (including taxes) to that Payment Method. If the Payment Method cannot be verified, is invalid, or not acceptable, your order may be suspended or cancelled automatically.
6. Chargeback Policy
A “chargeback” refers to the reversal of a charge placed on Check IQ through your Payment Method. If you initiate a chargeback after purchasing our products and services, we reserve the right to terminate these Terms and all pending transactions. Chargebacks deemed unnecessary can be considered theft and subject to prosecution. If you suspect fraudulent use of your Payment Method, contact us immediately for resolution.
By using this website, you agree not to initiate chargebacks for amounts charged to your credit or debit card, or PayPal account. In case of a chargeback, we may recover the amount, along with any fees incurred, by recharging your payment method or employing a collection agency.
7. Refunds Policy
Except for specific circumstances outlined below, all sales are final due to the nature of our products and services. We offer a 30-day refund guarantee on subscription services, subject to specific terms. Please refer to our refund policy page for detailed information.
8. Error Handling
While we strive for accuracy, we do not guarantee that product and service descriptions, pricing, or other information on our platform are error-free. In case of an error on the website, during order processing, or in the product or service delivered, we reserve the right to correct the error and adjust your order, or cancel the order and issue a refund. Your exclusive remedy in the event of such errors is to cancel your order and receive a refund for the incorrect items.
9. Subscription Fee Changes
Check IQ reserves the right to modify subscription fees at any time. Any changes to subscription fees will take effect at the end of the current billing cycle. We will provide reasonable prior notice of any fee changes, allowing you the opportunity to terminate your subscription before the changes take effect. Your continued use of our services after a fee change indicates your agreement to the new fees.
10. Service Availability and Site Access
Check IQ endeavors to ensure that our services are available around the clock; however, availability may be interrupted for maintenance or due to exceptional circumstances. We cannot guarantee uninterrupted access to our site. We may suspend, withdraw, or modify our site or services without prior notice, and we will not be liable if our site is unavailable at any time or for any duration. You are responsible for ensuring that all necessary arrangements are made for access to our site and for informing others accessing our site through your connection of these terms and conditions.
11. No Reliance on Site Information
The content on our site is provided for general information purposes only and should not be relied upon as specific advice. We recommend seeking professional advice before taking any action based on the site's content. While we make efforts to keep the information updated, we do not warrant that our site's content is accurate, complete, or current.
12. Linking to Our Site
You may link to our homepage in a way that is fair and legal, without damaging our reputation or taking advantage of it. Links should not imply endorsement or association when none exists. Do not frame our site on other sites or link to any part other than the homepage without our permission. We reserve the right to revoke linking permission without notice. Any site linking to us must comply with the terms outlined in this policy. For permissions beyond the scope of this section, please contact us at the following page/
13. Prohibited Uses
You may use our Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:
- In any way that violates any applicable national or international law or regulation.
- For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, or otherwise.
- To transmit, or procure the sending of, any unsolicited advertising or promotional material, including any "junk mail", "chain letter," or "spam".
- To impersonate or attempt to impersonate our Company, a Company employee, another user, or any other person or entity.
- In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.
- To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Service, or which, as determined by us, may harm or offend the Company or users of the Service or expose them to liability.
Additionally, you agree not to:
- Use the Service in any manner that could disable, overburden, damage, or impair the Service or interfere with any other party’s use of the Service.
- Use any robot, spider, or other automatic device, process, or means to access the Service for any unauthorized purpose, including monitoring or copying material on the Service.
- Use any device, software, or routine that interferes with the proper working of the Service.
- Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
- Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service, the server on which the Service is stored, or any server, computer, or database connected to the Service.
- Attack the Service via a denial-of-service attack or a distributed denial-of-service attack.
- Take any action that may damage or falsify the Company’s rating.
- Otherwise attempt to interfere with the proper working of the Service.
14. No Use By Minors
Our Service is intended only for individuals at least eighteen (18) years old. By accessing or using our Service, you warrant that you are at least eighteen (18) years of age and have the authority to enter into this agreement. If you are not at least eighteen (18) years old, you are prohibited from accessing and using the Service.
15. Intellectual Property
We own or have licenses for all intellectual property rights in our site and its content. These works are protected globally by copyright laws and treaties. Your use of our site is subject to the following conditions:
- You may print or download one copy of any page(s) for personal use.
- You must not modify the materials you have printed off or downloaded in any way.
- You must not use any illustrations, photographs, video or audio sequences, or any graphics separately from any accompanying text.
- Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.
- You must not use any part of the content on our site for commercial purposes without obtaining a license from us or our licensors.
- If you breach these terms, your right to use our site ceases immediately, and you must, at our option, return or destroy any copies of the materials you have made.
16. Error Reporting and Feedback
You may provide us with feedback about our Service via email at [email protected] or through third-party sites and tools. By providing Feedback, you agree that:
- You shall not retain any intellectual property rights in the Feedback.
- The Company may have similar development ideas to the Feedback.
- The Feedback does not contain confidential or proprietary information from you or third parties.
- The Company is not under any confidentiality obligations regarding the Feedback.
- In case ownership transfer of the Feedback is not possible, you grant the Company an exclusive, transferable, irrevocable, free-of-charge, sub-licensable, unlimited and perpetual right to use the Feedback for any purpose.
17. Purpose of the material
The material on this site is provided for general information and educational purposes only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.
18. Links To Other Web Sites
Our Service may contain links to third-party websites or services not owned or controlled by Check IQ. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
YOU ACKNOWLEDGE AND AGREE THAT Check IQ SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY DAMAGE OR LOSS CAUSED BY OR IN CONNECTION WITH THE USE OF OR RELIANCE ON ANY THIRD-PARTY CONTENT, GOODS, OR SERVICES AVAILABLE THROUGH ANY SUCH WEBSITES OR SERVICES.
WE STRONGLY ADVISE YOU TO READ THE TERMS AND PRIVACY POLICIES OF ANY THIRD-PARTY WEBSITES OR SERVICES THAT YOU VISIT.
19. Disclaimer Of Warranty
OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. Check IQ MAKES NO WARRANTY REGARDING THE OPERATION OF THE SERVICES, OR THE INFORMATION, CONTENT, OR MATERIALS INCLUDED THEREIN. YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK.
- Check IQ DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.
- The foregoing does not affect any warranties that cannot be excluded or limited under applicable law.
20. Limitation Of Liability
EXCEPT AS PROHIBITED BY LAW, YOU AGREE TO HOLD Check IQ AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS HARMLESS FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT, INCLUDING PERSONAL INJURY OR PROPERTY DAMAGE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. IF LIABILITY IS FOUND ON THE PART OF Check IQ, IT WILL BE LIMITED TO THE AMOUNT PAID FOR THE PRODUCTS AND/OR SERVICES, AND UNDER NO CIRCUMSTANCES WILL THERE BE CONSEQUENTIAL OR PUNITIVE DAMAGES.
We may terminate or suspend your account and bar access to the Service immediately, without prior notice, for any reason whatsoever, including a breach of the Terms. Upon termination, all provisions of the Terms which should survive will remain in effect.
22. Class Action Waiver
THE PARTIES WAIVE ANY RIGHT TO ASSERT CLAIMS AS A REPRESENTATIVE OR MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION, EXCEPT WHERE SUCH WAIVER IS PROHIBITED BY LAW.
Our website is primarily intended for use in English. Services offered in other languages are subject to these terms.
24. Governing Law
These Terms shall be governed by the laws of the European Union. These Terms constitute the entire agreement between us regarding our Service.
25. Changes To Service
We reserve the right to withdraw or amend our Service at our sole discretion without notice. We will not be liable if any part of the Service is unavailable at any time or for any period.
26. Amendments To Terms
We may amend these Terms at any time by posting the amended terms on our site. Your continued use of the Platform following the posting of revised Terms means that you accept and agree to the changes.
27. Waiver And Severability
No waiver of any term or condition of these Terms shall be considered a further waiver of such term or condition. If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect.
BY USING OUR SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.
29. Contact Us
For feedback, comments, or technical support, please contact us by email at [email protected] or via the following form: .